<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title></title>
	<atom:link href="http://patchang.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://patchang.com</link>
	<description></description>
	<lastBuildDate>Thu, 02 Feb 2012 01:42:00 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Federal Reserve To Start Forecasting Interest Rates</title>
		<link>http://patchang.com/mortgage-news/federal-reserve-to-start-forecasting-interest-rates/</link>
		<comments>http://patchang.com/mortgage-news/federal-reserve-to-start-forecasting-interest-rates/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 16:57:35 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=1539</guid>
		<description><![CDATA[Starting soon, the Federal Reserve will let you know beforehand when they believe interest rates will rise. From here forward, each member of the Federal Open Market Committee will provide an interest rate forecast for the fourth quarter of the year and for the next few calendar years, when the Federal Reserve publishes its economic [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/federal-reserve-to-start-forecasting-interest-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Keep Your Credit Score High</title>
		<link>http://patchang.com/mortgage-news/how-to-keep-your-credit-score-high/</link>
		<comments>http://patchang.com/mortgage-news/how-to-keep-your-credit-score-high/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 16:58:10 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=1541</guid>
		<description><![CDATA[When it comes to obtaining a mortgage whether you are purchasing or refinancing, fixing your credit score before you apply for a mortgage could literally save more than $100,000 over the course of your loan. For all mortgage transactions, you will need to have your credit score pulled for qualification purposes and the difference between [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/how-to-keep-your-credit-score-high/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rules for Financing Condos</title>
		<link>http://patchang.com/mortgage-news/rules-for-financing-condos/</link>
		<comments>http://patchang.com/mortgage-news/rules-for-financing-condos/#comments</comments>
		<pubDate>Thu, 24 Nov 2011 17:05:14 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=1544</guid>
		<description><![CDATA[Lending rules have become stricter in the past few years when financing condos with FHA, VA and even Conventional loans.  You can go on the FHA website  https://entp.hud.gov/idapp/html/condlook.cfm  to search for FHA approved condos in a particular zipcode.  You can do the same for VA approved condos at https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch Even if the complex is FHA or [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/rules-for-financing-condos/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loans Require Higher Credit Score</title>
		<link>http://patchang.com/mortgage-news/fha-loans-require-higher-credit-score/</link>
		<comments>http://patchang.com/mortgage-news/fha-loans-require-higher-credit-score/#comments</comments>
		<pubDate>Fri, 08 Oct 2010 22:44:35 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=993</guid>
		<description><![CDATA[Many lenders increased their minimum credit score requirement for FHA loans from 620 to 640 this week. Bank of America was the first to announce the change and then a great number of lenders followed over the next few days. This knee jerk reaction is very common in the lending industry since BofA is the [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/fha-loans-require-higher-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Down Payment for Vacation Homes Dropped 50%</title>
		<link>http://patchang.com/mortgage-news/down-payment-for-vacation-homes-dropped-50/</link>
		<comments>http://patchang.com/mortgage-news/down-payment-for-vacation-homes-dropped-50/#comments</comments>
		<pubDate>Sat, 25 Sep 2010 00:01:16 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=917</guid>
		<description><![CDATA[Borrowers are now able to obtain a 90% loan when they are purchasing a 2nd/Vacation Home in Arizona. This loan used to require a 20% down payment because there was no private mortgage insurance available for 2nd homes in Arizona. Borrowers are required to have a 720 fico score and their current primary residence would [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/down-payment-for-vacation-homes-dropped-50/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Does a Short Sales &amp; Foreclosures Effect Your Credit Score.</title>
		<link>http://patchang.com/mortgage-news/shoshort-sales-foreclosures-effect-your-credit-score/</link>
		<comments>http://patchang.com/mortgage-news/shoshort-sales-foreclosures-effect-your-credit-score/#comments</comments>
		<pubDate>Tue, 04 May 2010 23:50:58 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=873</guid>
		<description><![CDATA[Missing mortgage payments will hurt your credit score, that is a given. However, as the number of short sales and foreclosures has increased over the past few years, the question has been just how much missing payments on your mortgage affects your credit score. In a recent report from Fair Isaac, the company that developed [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/shoshort-sales-foreclosures-effect-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>April Interest Rates Remain Low</title>
		<link>http://patchang.com/mortgage-news/april-interest-rates-remain-low/</link>
		<comments>http://patchang.com/mortgage-news/april-interest-rates-remain-low/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 22:00:54 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=869</guid>
		<description><![CDATA[Interest rates have remained low even after the Fed ended its Mortgage Backed Securities (referred to as MBS) purchase program on March 31, 2010. In a knee jerk reaction, interest rates initially increased by roughly .25% in early April but they have now settled back down to the nice, low levels of the past several [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/april-interest-rates-remain-low/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loans May Be Getting More Expensive For Borrowers</title>
		<link>http://patchang.com/mortgage-news/fha-loans-may-be-getting-more-expensive-for-borrowers/</link>
		<comments>http://patchang.com/mortgage-news/fha-loans-may-be-getting-more-expensive-for-borrowers/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 04:02:05 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=862</guid>
		<description><![CDATA[Housing and Urban Development Secretary Shaun Donovan spoke in Washington on changes on the horizon for FHA Home Loans, which HUD has authority over. While no official changes have been announced, Mr. Donovan&#8217;s testimony in front of the House Financial Services Committee indicated that the cost for borrowers will increase with borrowers having to put [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/fha-loans-may-be-getting-more-expensive-for-borrowers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>$8000 First time Buyer and $6500 &#8220;Move-up-Buyer&#8221; Tax Credit.</title>
		<link>http://patchang.com/mortgage-news/update-on-tax-credit/</link>
		<comments>http://patchang.com/mortgage-news/update-on-tax-credit/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 16:22:03 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=805</guid>
		<description><![CDATA[Updated information on tax credit extension until June 30, 2010 It is now official – the first time buyer tax credit extension has been signed into law. The $8000 First Time HomeBuyer Tax Credit has been extended for buyers to secure an accepted purchase contract by April 30, 2010 and then close on that contract [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/update-on-tax-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>620 fico score is now required for FHA, VA and Conventional loans</title>
		<link>http://patchang.com/mortgage-news/620-fico-score-is-now-required-for-fha-va-and-conventional-loans/</link>
		<comments>http://patchang.com/mortgage-news/620-fico-score-is-now-required-for-fha-va-and-conventional-loans/#comments</comments>
		<pubDate>Sat, 18 Apr 2009 00:15:52 +0000</pubDate>
		<dc:creator>Local Lenders</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://patchang.com/?p=781</guid>
		<description><![CDATA[For the most part, a 620 fico score is now required for FHA, VA and Conventional loans. If a borrower is trying to raise their score to this level, here are some pointers. It is very difficult to erase or change the old, bad, credit history unless it is false. Therefore, they need to focus [...]]]></description>
		<wfw:commentRss>http://patchang.com/mortgage-news/620-fico-score-is-now-required-for-fha-va-and-conventional-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
<!-- WP Super Cache is installed but broken. The path to wp-cache-phase1.php in wp-content/advanced-cache.php must be fixed! -->
